Kanakamahalakshmi Co-Operative Bank offers Immediate Payment Service (IMPS), a unique mobile-based account-to-account fund transfer service for registered bank account holders, in collaboration with the National Payments Corporation of India (NPCI).

What is IMPS?

Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service via mobile phones. IMPS enables Kanakamahalakshmi Co-Operative Bank customers to send money instantly to any other IMPS-registered person in participating banks. IMPS customers can also receive money from anyone without sharing their account number, making it secure and convenient.

Key Features of IMPS

• Send money to anyone using their mobile number
• Recipient gets instant credit
• Receive money instantly from anyone without sharing your account number
• Available 24x7x365
• Absolutely free of cost
• Simple & easy to use
• Safe & Secure

Kanakamahalakshmi Co-Operative Bank Mobile Banking Features

• Login with Multi-level authentication (User ID, Password, MPIN, or Fingerprint Authentication)
• Account Summary
• Mini Statement
• Fund Transfer through IMPS/NEFT
• Transaction Password facility
• ATM Card Safe Feature (Transaction on/off facility)
• FD and RD Accounts view
• Check favourite transactions
• e-Statement
• Find Branch/ATM
• View Interest Rates

Registration Process for Mobile Banking

To use our Mobile Banking App, you must first submit the Mobile Banking Registration form at your branch. After registration, download our mobile app:

• For Android users: Download from Google Play Store
• For iOS users: Download from Apple App Store

IMPS Limits and Charges

Please find the details of the IMPS limits and charges for your reference. Kindly note that these limits are effective starting from 11th December 2024.

IMPS Charges

Note: Maximum Daily Transaction limit: Rs. 5,00,000/- per account. Maximum Transaction limit: Rs. 5,00,000/- per transaction.