Service Charges
| DEPOSITS AND SERVICES | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| SERVICE CHARGES | CGST | SGST | |||||||
| ATM annual maintenance charges | Rs 100/- | 9 | 9 | ||||||
| Block and reissue of ATM card | Rs 200/- | 18 | 18 | ||||||
| Minimum Balance Charges (Maximum) | Rs 200/- | 18 | 18 | ||||||
| Duplicate passbook issue charges | Rs 25/- | 3 | 3 | ||||||
| Pay order/Demand draft revalidation | Rs 20/- | 2 | 2 | ||||||
| Statement issue charges per page | Rs 10/- | 1 | 1 | ||||||
| Pay order/Demand draft commission | |||||||||
| For Rs 7000 & above | Rs 2 per 1000 | ||||||||
| Pay order/Demand draft cancellation | Rs 20/- | 2 | 2 | ||||||
| Cheque stop payment charges | Rs 50/- | 5 | 5 | ||||||
| I/W Cheque return charges | Rs 200/- | 18 | 18 | ||||||
| O/W Cheque return charges | Rs 200/- | 18 | 18 | ||||||
| Cheque book issue charges | Rs 5 per leaf | ||||||||
| Loss of Gold Loan acknowledgement | Rs100/- | ||||||||
| SMS Charges on Proreta Base | Minimum Rs 1/- and Maximum Rs 25/-(including GST ) | ||||||||
LOANS & ADVANCES
Stamps for loan book Rs 400/Rs 500
1% Service charges on loan amount + CGST 9% & SGST 9%
Share capital 2.5% on loan amount
Legal charges for loans upto Rs 5.00 lakhs : Rs 1200
Legal charges for loans ranging from Rs 5.00 lakhs to Rs 25.00 lakhs : Rs 2000
Legal charges for loans above Rs 25 lakhs: Rs 3000
Valuation charges: 0.5% on valuation amount (Maximum Rs 5000)
Miscellaneous charges: Rs 300 (for obtaining ECs etc.)
Travelling:[ Minimum Rs 500 (field inspection)]
GOLD LOAN CHARGES
1.Service charges : 0.1% on market value of gold (Min Rs 10)
2.Appraiser fees : 0.2% on loan amount (Min Rs 50 Max Rs 200)
3.Insurance : 0.1% on market value of gold
4.CGST : 9% on 1+2+3
5.SGST : 9% on 1+2+3
RENT ON LOCKERS
SMALL LOCKER
Rent : Rs 1500 pa
Stamps: Rs 100
Miscellaneous: Rs 20
CGST : 9% on rent amount
SGST : 9% on rent amount
(1500+100+20+135+135 = 1890)
MEDIUM LOCKER
Rent : Rs 2500 pa
Stamps: Rs 100
Miscellaneous : Rs 20
CGST : 9% on rent amount
SGST : 9% on rent amount
(2500+100+20+225+225 = 3070)
LARGE LOCKER
Rent : Rs 5000 pa
Stamps: Rs 100
Miscellaneous : Rs 20
CGST : 9% on rent amount
SGST : 9% on rent amount
(5000+100+20+450+450 = 6020)